Housing loans for young people until April 1, 2029. The National Bank of Serbia (NBS) has extended a beneficial housing loan program for young people, allowing them to purchase their first property with a minimal down payment of 1%. This initiative, initially launched to support young individuals in solving their housing needs, remains active until April 1, 2029. The program has already facilitated over 5,000 loans, totaling more than 400 million euros, utilizing approximately 70% of the allocated 600 million euros.

• Young people can still access housing loans with a reduced down payment of 1% until April 1, 2029.
• The program supports the purchase of the first residential property.
• The total available amount for these loans has been increased from 400 million to 600 million euros.
• As of January 31, 2026, over 5,000 loans have been approved, totaling more than 400 million euros.
• The NBS also clarified bank fees, noting that interest is not charged on unused overdrafts, but service fees may apply.
• A capped monthly fee of 150 dinars for basic payment accounts includes services like cash withdrawals, debit cards, and mobile/online banking.
• The NBS publishes comparable fee data for payment services on its website to help consumers.