{
  "platform": "civiq",
  "version": 1,
  "type": "comment-period",
  "data": {
    "documentNumber": "2026-10377",
    "title": "Regulation D: Reserve Requirements of Depository Institutions",
    "summary": "The Board of Governors of the Federal Reserve System (Board) proposes to amend its Regulation D (Reserve Requirements of Depository Institutions) to differentiate between master accounts and a proposed new category of special-purpose payment accounts (Payment Accounts). The proposed amendments would exclude Payment Accounts from Regulation D's provisions directing Federal Reserve Banks (Reserve Banks) to pay interest on balances maintained at a Reserve Bank. As a result, the Reserve Banks would not pay interest on balances maintained in Payment Accounts. The proposal would not affect reserve requirement ratios, which would remain zero.",
    "agency": "Federal Reserve System",
    "commentsCloseOn": "2026-07-27",
    "daysUntilClose": 62,
    "url": "https://www.federalregister.gov/documents/2026/05/26/2026-10377/regulation-d-reserve-requirements-of-depository-institutions"
  },
  "source": {
    "url": "https://www.federalregister.gov/documents/2026/05/26/2026-10377/regulation-d-reserve-requirements-of-depository-institutions",
    "api": "federalregister.gov"
  }
}