Included, for what?
Colombia can proudly say that it has advanced in financial inclusion. 86.3% of adults now have access to at least one financial product. The figure is impressive. But the uncomfortable question is inevitable: what does it mean to be included when that inclusion does not change people's lives?
Included, for what? While Colombia has achieved significant financial inclusion with 86.3% of adults accessing financial products, the article questions the true impact of this inclusion, especially in rural areas where access is significantly lower and opportunities are scarce. It argues that inclusion should be measured by its ability to transform lives and strengthen local economies, rather than just by account coverage. The text emphasizes the need for financial education focused on practical productivity and income generation, alongside technology and consistent community support, to achieve genuine social mobility.
- Colombia has achieved 86.3% financial inclusion among adults, but its real impact on people’s lives is questioned.
- A significant gap exists between urban (89.3%) and rural (53.4%) financial inclusion.
- True inclusion should be measured by its impact on transforming life projects and strengthening local economies, not just by coverage.
- Financial education needs to shift from technical concepts to practical productivity, business, and profitability.
- Technology is an ally, but genuine inclusion requires presence, community knowledge, and constant support to drive social mobility. https://www.eluniversal.com.co/opinion/columna/2026/05/11/incluidos-para-que/
Write a comment